Urbanisation & Housing

Homelessness Causes and Solutions

The question
In many wealthy cities, homelessness remains a serious and visible problem. What are the main causes of homelessness, and what measures could governments take to reduce it?

Band 9 model answer

It is a striking paradox that some of the world's richest cities still have people sleeping on their pavements. Understanding why homelessness persists amid such wealth is the first step towards tackling it, and this essay examines its causes before suggesting how governments might respond.

Homelessness rarely springs from a single cause but from a collision of several. The structural driver is a chronic shortage of affordable housing: when rents outstrip wages, even employed people can lose their footing after one missed paycheque. Layered on top are personal crises, such as job loss, family breakdown, mental illness or addiction, which can topple a vulnerable individual when no safety net exists to catch them. In short, an unaffordable market combined with a frayed welfare system pushes the most exposed onto the streets.

Governments can nevertheless make real progress. The most effective measure is to expand the supply of genuinely affordable and social housing, since stable accommodation is the foundation on which other recovery depends. The acclaimed 'Housing First' approach, which gives rough sleepers a home before addressing other issues, has cut homelessness sharply where it has been tried. Strengthening welfare support and mental health services would further prevent at-risk people from falling through the cracks in the first place.

In conclusion, homelessness stems chiefly from unaffordable housing compounded by personal misfortune and weak support systems. By building more affordable homes and intervening early, governments can ensure that even in prosperous cities, nobody is left without a roof.

Examiner’s notes

Power words for this topic

chronic
persisting for a long time and hard to remove
In a sentenceA chronic housing shortage drives homelessness.
safety net
a system protecting people from hardship
In a sentenceWithout a safety net, a crisis becomes catastrophe.
paradox
a situation that seems contradictory
In a sentenceRich cities with homeless citizens are a paradox.
compounded
made worse by an additional factor
In a sentenceUnaffordable rents are compounded by job loss.